Products Offered

Types of Covers available for Businesses

Combined Business
A Business policy specifically designed for the Small, Medium Enterprise Business that provides protection against a wide range of covers for your business under the one combined policy document. You have the choice of which sections you insure.

Public & Products Liability
Personal Injury and/or property damage as a result of an occurrence in connection with your business.

Commercial Motor Vehicle
Loss or damage to vehicles, mobile plant and the like.

Industrial Special Risk
Fire & Perils including accidental damage to fixed assets.

Goods in Transit - Import/Export
Damage to goods while in transit.

Corporate Travel - Australia & Overseas
Medical and repatriation expenses following injury or illness while traveling or working in Australia or Overseas.

Directors & Officers Liability
Damages following a wrongful act committed by the directors or officers of the company.

Employment Practices Liability
Liability for employment related issues such as wrongful dismissal, sexual harassment and discrimination.

Professional Indemnity
Damages arising from the professional activities of an organisation.

Contract Works
Loss or damage to the project during construction.

Marine Hull / P & I (Commercial)
Damage to commercial vessels and related equipment and bodily injury and property damage liability.

Marine Hull / P & I (Commercial)
Damage to commercial vessels and related equipment and bodily injury and property damage liability.

Marine Hull / P & I (Commercial)
Damage to commercial vessels and related equipment and bodily injury and property damage liability.

Types of Covers available under Domestic/Personal Insurance

Home/Business Package
Provides cover for combined home and business related insurance.

Caravan & Trailer
Loss or damage to Caravans and / or Trailers.

Home & Contents (Accidental Damage)
Accidental Loss or Damage to residential premises and their contents.

Landlords
Loss or damage to residential premises and their contents.

Mortgage Protection
Provides cover for the mortgagees interest.

Private Motor Vehicle
Loss or damage to private motor vehicles, trailers and the like.

Strata Plan
Loss or damage to premises and common contents.

Masterpiece/Prestige Home & Contents
Physical Loss or Damage to Deluxe homes & Valuables.

Private Pleasure Craft
Damage to private vessels and related equipment.

We can also take care of your needs for these specific occupations:
• Civil Contractors
• Farm
• Golf Clubs
• Professional Package
• Hairdressers
• Newsagents
• Entertainment & Events
• Finance Brokers
• Trades

PDS warning: The precise coverage afforded is subject to the statements and information in the relevant Product Disclosure Statement (PDS) and the terms and conditions of the insurance policy when issued. We recommend considering the PDS and policy wording when deciding whether to acquire this product.