Why Choose IAA
Why do we need Insurance?
When the subject of insurance comes up, it is generally not met with a great deal of interest or enthusiasm much of the time. However, having adequate insurance coverage of all types is an integral part of keeping your financial security and best interests in line. While it may be an appealing proposition to think that your home will never be damaged by a natural disaster or that you will never get into an automobile accident, the truth is that the best course of action is to prepare for the worst and hope for the best.
If you are a business owner you also have a lot to worry about. You have to keep your customers happy, your employees paid, and your liabilities for getting involved with lawsuits low. In addition to all of this, you have to keep a suitable amount of business insurance on hand to cover your business should an unfortunate accident occur.
To find out about the types of insurances available please see below
Products Offered
The following types of insurance are able to be purchased by you through Insurance Advisernet Australia Pty Ltd.This list does not include all types of policies available in the various insurance markets and is only intended to be a brief summary of covers available to assist in your assessment of whether such insurance protection may be needed.Please contact an Authorised Representative if you would like any additional information about any of these types of insurance.
| Property | Liability |
| Aviation | Association Liability |
| Bonds | Cancellation & Abandonment |
| Builders Warranty | Credit Insurance |
| Burglary | Directors & Officers |
| Business Interruption | Directors & Officers Legal Expenses |
| Contract Works | Employment Practices Liability |
| Crop | Entertainment & Events |
| Domestic - Home, Contents, Personal Property | Excess Liability |
| Electronic Equipment Breakdown | Excess Professional Indemnity |
| Employee Dishonesty | Internet Liability |
| Engineering | Kidnap Ransom & Extortion |
| Farm | Legal Expenses |
| Fire | Management Liability |
| General Property | Medical Indemnity |
| Glass | Medical Indemnity Support Payment |
| Home Business | Professional Indemnity |
| Industrial Special Risks | Public & Products Liability |
| Landlords | Statutory Liability |
| Livestock | Tax Audit |
| Money | Trustees Liability |
| Mortgage Protection | |
| Strata Plan | |
| Marine | Personnel |
| Carriers Liability | Corporate Travel |
| Goods In Transit - Import/Export | Domestic Workers Compensation |
| Goods In Transit - Inland | Personal Accident & Sickness |
| Marine hull /P&I (Commercial) | Travel |
| Marine P&I (Commercial) | Voluntary Workers Personal Accident |
| Private Pleasure Craft | Workers Compenstation ACT |
| Shipbuilders Warranty | Workers Compensation - Extra Territorial |
| Workers Compensation - NT | |
| Workers Compensation - TAS | |
| Workers Compensation - Top Up | |
| Workers Compensation - WA | |
| Life** | Motor Vehicle |
| Business Expense | Caravan & Trailer |
| Business Life Insurance | Commercial Motor Vehicle |
| Personal Income Protection | Prestige Motor |
| Personal Term Life | Private Motor Vehicle |
| Personal Total and Permanent Disability | Private Motor Vehicle - Third Party, Fire & Theft |
| Personal Trauma | Private Motor Vehicle - Third Party Property Damage |
| Superannuation and Investment |
**Your adviser may act as an adviser for Insurance Advisernet Financial Services Pty Ltd and is authorised to offer financial services in relation to Life / Risk / Financial Planning. If not, your enquiry will be referred to an accredited Authorised Representative.
PDS warning: The precise coverage afforded is subject to the statements and information in the relevant Product Disclosure Statement (PDS) and the terms and conditions of the insurance policy when issued. We recommend considering the PDS and policy wording when deciding whether to acquire this product.
We can also take care of your needs for these specific occupations:
- Accountants and Professional Indemnity
- Civil Contractors
- Entertainment & Events
- Finance/Mortgage Brokers
- Hospitality
- Restaurants
