Allan Insurance Services Pty Ltd

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Allan Insurance Services | Insurance Adviser Broadbeach, Gold Coast

Allan Insurance Services is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. Being an Insurance Adviser in Broadbeach our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand and access to major overseas insurers if and when required. We specialise in Business Insurance and Public Liability/Professional Indemnity as well as a broad range of insurance products.

As your appointed General Insurance Adviser, we will:
  • Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities
  • Provide alternatives on your risk retention through various excess options
  • Allow you to pay premiums in monthly instalments
  • Recommend the appropriate insurer to match the risk
  • Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
  • Only recommend financially secure and stable insurers

Suite 41A Level 1, Niecon Plaza, Victoria Ave, BROADBEACH, QLD, 4218

Our Team:

Insurance Expertise

Business Insurance

Business insurance will ensure your business is covered from any unexpected events or potential loss you could face during business hours. Business insurance options for different companies include coverage for any employee related risks, property damage and legal liability. To ensure your business has the right insurance cover, there are factors you need to consider to make sure you have the right cover for you. These factors include the type of business you own, business location and other needs that should be considered in order to have the most comprehensive option. There are a range of business insurance policies to ensure your business is fully covered in any potential accident. The insurance policies that are available to financially protect your business and income from unexpected events are machinery breakdown insurance, deterioration of stock insurance and theft insurance, amongst others. Public liability is one of the most important insurance policies to consider, particularly if your business does not have a premise and offers services that are delivered to clients. The reason this particular policy is important is that it will cover you if your business has been found liable for a third-party to have injured themselves on your property or as a result of business actives. The cost of the third-party’s medical bills, legal representation and damages will be compensated up to a maximum limit. If your company does not have the correct business insurance coverage, it can suffer from severe financial, legal and managerial issues. This can result can potentially impact to flow of the business and can even damage the business in the long-term.

Public Liability/Professional Indemnity

Regardless of what type of business you operate, there are two types of insurance that should always be considered to ensure that you, your business and your income are protected from the unexpected. These insurance policies are public liability and professional indemnity, which are two of the most common insurance types for business owners. Public liability is an insurance type that is absolutely crucial for any business that has its own premises, whether you are a property owner, retail outlet or medical professional, your property requires protection. This cover protects your business if a third-party injures themselves on your premises, whether you are at-fault or not. Public liability will cover the costs of medical or hospital bills that are incurred as a result of injury as well as any legal costs that may be needed should the injured party seek legal reparations. Professional indemnity insurance is better suited to service industries; however, a range of businesses can benefit from the protection. Businesses such as accounting firms, law firms or even personal trainers can be exposed to risk through their consultancy roles. In order to provide your business financial and legal protection from malpractice, negligence or misconduct claims, it is important to invest in professional indemnity insurance. This insurance will cover legal costs should a client make legal claims against your business. Any business can benefit from the two most common and important insurance covers, public liability and professional indemnity to protect their livelihood.

Suite 41A Level 1, Niecon Plaza, Victoria Ave, BROADBEACH, QLD, 4218

Easy-to-use online portal that's available 24/7 from your mobile or desktop.

GET THE APP!

Download by clicking on your preferred app provider below. Don't forget to insert your branch code when promted!

My Branch code: 428

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Insurance Types

Builders Warranty Insurance

Today licensed builders needs Builders’ Warranty Insurance for some, if not all residential jobs. Generally, a Builders’ Warranty Insurance certificate must be submitted before any work can begin.

SME Business Insurance Pack

Business Insurance is used by many businesses, but it’s best suited to SME-type operators.

Business Interruption Insurance

From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day.

Contract Works Insurance

Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

Cyber Insurance

Technology has never been so deeply entwined in our businesses. While it delivers significant efficiencies and convenience, it also comes with significant cyber risks.

Directors & Officers/Management Liability Insurance

Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

Home Insurance

For most people, the family home is the largest asset they’ll ever own. This means it is essential to protect it, inside and out, with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Liability Insurance

Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance  protects you against claims for personal injury or damage to a third party.

Marine & Hull Insurance

Do you operate a marine business and/or transport goods? Marine Insurance is designed to provide peace of mind when you have a ship or vessel that requires insurance, or you are moving cargo across sea, land or air.

Motor Insurance / Commercial / Heavy Motor Insurance

Policy provides coverage for physical loss, damage or theft to your vehicle. It can be extended to cover Loss Damage or injury to a third party.

Plant & Equipment Insurance

Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

Professional Indemnity Insurance

Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

Property Insurance

Cover for loss or damage to your physical business assets in the event of an incident occurring.

Social Engineering Fraud

Social Engineering Fraud (SEF) is when a fraudster gains the trust of an individual, usually within a role of influence within a business, and ‘tricks’ them into sharing confidential information or even transferring funds directly to the criminal.

Strata Insurance

Every owners’ corporation (also known as the body corporate) is obliged to take out Strata Insurance to cover the building, common property and common area contents of a strata scheme. Insurance is available for both residential strata and commercial strata properties.

Workers’ Compensation

While some occupations and industries have a higher risk of workplace incidents and/or fatalities than others, Workers’ Compensation is compulsory for all Australian employers. It provides financial compensation to workers if they suffer a work-related injury or illness.

Easy-to-use online portal that’s available 24/7 from your mobile or desktop.

GET THE APP!

Download by clicking on your preferred app provider below. Don’t forget to insert your branch code when promted!

My Branch code: 428

portal_hero Google_play aap-download
Group-1223-iconoad

Superior Life Insurance you can trust. It's Quick and Smart.