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About Us

Bay Insurance Solutions Kirrawee is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. Our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand even access to major overseas insurers if and when required.

As your appointed General Insurance Adviser, we will:

  • Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities
  • Recommend the appropriate insurer to match the risk
  • Only recommend financially secure and stable insurers
  • Provide alternatives on your risk retention through various excess options
  • Allow you to pay premiums in monthly instalments
  • Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
  • Marcus Carr

    Marcus has over 5 years experience in general insurance and specialises in providing personal advice to businesses on how to identify risks and adequately cover their assets and liabilities.

    With access to over 100 insurer markets, Marcus is able to recommend the best insurance solution and importantly provide exceptional personal claims service.

    Principal

    AR No. 405126

    (02) 9954 1311

    0455 118 496

    Marcus has over 5 years experience in general insurance and specialises in providing personal advice to businesses on how to identify risks and adequately cover their assets and liabilities.

    With access to over 100 insurer markets, Marcus is able to recommend the best insurance solution and importantly provide exceptional personal claims service.

  • Our Commitment

    As your appointed General Insurance Advisers, we commit to:

    • Conduct an analysis of your risk/needs and advise our recommendations on the correct covers required to protect your assets and liabilities
    • Recommend the appropriate Insurer to match the risk
    • Only recommend financially secure and stable Insurers
    • Provide alternatives on your risk retention through various excess options
    • Provide alternatives to pay premiums in monthly instalments
    • Prompt and timely servicing of your account to ensure you are adequately informed of issues that may affect your business.

    In the event of a claim we will:

    • Provide you with the Insurer’s Claim Form
    • Arrange for the Loss Assessor to be appointed if applicable
    • Advise you on the completion of the Claim Form
    • Submit the Claim Form to the Insurer on your behalf
    • Provide advice to ensure you have received your full entitlements.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim

    Insurance Expertise

    Business Insurance

    Business Insurance is an important aspect of a business because it will protect you and your income from any unexpected events which may cause financial loss or legal actions to be taken against your business during business hours.  There are many insurance options for different types of business that can include property damage, legal liability and employee related risks. To ensure you have selected the correct coverage for your business there are factors you need to consider such as the type of business, the location of your business and any other important comprehensive options. If you have some concerns for your business there are policies available to cover any incidents such as, theft, machinery breakdown, valuables, public liability and any deterioration of stock. The most important policy your business should consider is public liability, specifically if your business does not have a business premises and consists of you delivering services to customers. Public liability is one of the most important policies you could have for your business in the case a third-party have injured themselves while visiting your business or as a result of business activities. Any potential costs such as medical bills, legal fees or damage will be compensated up to a maximum limit. Having the correct cover for your business will benefit you in the long term as it will protect you from severe financial, legal and managerial issues which can then result in the interruption of business flow.

    Public Liability Insurance

    Owning a business is a full-time occupation that is open to a wide range of risks that are both expected and unexpected. One of the best ways to provide your business with comprehensive protection is through investment in public liability insurance, which is one of the most popular covers for any business. Whether you are a property owner, retail outlet or medical professional your property requires protection. Public liability will protect you from any potential third-party accidents that occur on your premises, even if you are at-fault or not. The cover of medical, hospital bills or legal representation will be covered under the public liability insurance policy. If your business does not operate on a premise, but instead delivers services to clients, then you can still benefit from public liability insurance. This is because public liability will cover any third-party injuries that occur as a result of your worksite (where the service to the client is delivered) and any third-party property damage that occurs as a result of your business. Public liability is one of the most common and important insurance covers to have in order to protect your livelihood.

    Marine Insurance Kirrawee

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

    IT Insurance Kirrawee

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

    LOCAL UNDERSTANDING. NATIONAL STRENGTH.

    Bay Insurance Solutions Pty Ltd - Kirrawee is proud to be an Authorised Representative of Insurance Advisernet, a network of more than 190 insurance advisers across Australia and New Zealand. Insurance Advisernet is a principal member of the National Insurance Brokers Association and the largest member of the publicly-listed AUB Group – one of the leading general insurance broking groups in Australasia with over 450,000 clients. This relationship gives Bay Insurance Solutions Pty Ltd - Kirrawee access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in Australia and New Zealand, even access to major overseas insurers when required. To find out more about the many benefits simply visit insuranceadviser.net

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    STRENGTH UNDER THE INSURANCE ADVISERNET BANNER.

    Bay Insurance Solutions Pty Ltd - Kirrawee is a Corporate Authorised Representative of Insurance Advisernet (IA) founded in 1996. IA are a national organisation in both Australia and New Zealand and this allows Bay Insurance Solutions Pty Ltd - Kirrawee the benefit of maintaining their local presence whilst being able to be part of a national group for products and services needed by their customers in todays complex business world.

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    Insurance Types

    Builders' Warranty

    A licensed builder will need Builders' Warranty insurance for some, or all of your residential jobs. Builders' Warranty protects your customer if they lose their deposit, you don’t finish the job or if it’s defective, and you die, disappear or become bankrupt. The rules vary from state to state across Australia.

    Learn more

    Business Insurance

    Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

    Learn more

    Business Interruption Insurance

    Business interruption insurance is designed to cover the shortfall in gross profits caused by the interruption to your business after a disaster or another type of insured event that forces you to close your doors for an extended period of time. It effectively returns your business to the same financial position it was in before the event occurred, allowing the quickest possible resumption of normal business.

    Learn more

    Contract Works Insurance

    You need contract works insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide any physical and related party liability damage as well as loss of building materials, fire and malicious damage.

    Learn more

    Cyber Insurance

    As digital technology has become more and more inseparable from the operations of most businesses, having cyber insurance has become more and more important.

    Learn more

    Directors & Officers / Management Liability Insurance

    If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

    Learn more

    Home Insurance

    If you run your business predominantly from home it’s important to be aware your existing home and contents insurance may not cover your business activities or equipment in the event you need to make a claim

    Learn more

    Liability Insurance

    Despite a business’ best intentions sometimes accidents still happen. Product liability insurance protects against claims of personal injury or third party property damage caused by products that have been manufactured, sold or supplied by your business. In particular it can help to cover the potentially significant costs associated with legal and court costs.

    Learn more

    Marine & Hull Insurance

    Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit covers provides point-to-point coverage between your premises and those of your customers.

    Learn more

    Motor Insurance / Commercial / Heavy Motor Insurance

    One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

    Learn more

    Plant & Equipment Insurance

    If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment but importantly also the liabilities associated with its use. This product is designed to cover everything from the smallest of earthmoving machines through to the largest fixed or mobile cranes – and everything in between.

    Learn more

    Professional Indemnity

    You always endeavour to provide the very best services and advice you can. Regardless, the threat of claims and litigation is very real in 21st Century Australian business and can potentially bankrupt a business. This is why if your business provides any kind of professional services and/or advice you should strongly consider having professional indemnity insurance.

    Learn more

    Property Insurance

    A must if you have one or more business premises, property insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

    Learn more

    Strata Insurance

    Strata Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

    Learn more

    Workers' Compensation

    Workers' Compensation is compulsory for all Australian employers. It provides protection to workers if they suffer a work-related injury or illness. Any business that employs or hires workers on a full-time, part-time or casual basis, under an oral or written contract of service or apprenticeship, must have workers' compensation insurance that covers their workforce.

    Learn more

    Want more information? Enquire here

    GET THE APP!

    Insurance Advisernet is pleased to be able to provide you with an app on your smartphone that provides you with some neat features to make managing some of your insurance life a little bit easier. Among other things, the app allows you to:

    Easily look up your adviser's details, or their other staff
    Request a call back or a certificate of currency easily
    If you have a claim, there are inbuilt claims forms, with photo evidence, that can be submitted to your adviser with a click
    We also provide easy access to some emergency services should you need assistance urgently
    In the not too distant future, the app will also link off to our client portal, which will give you the power of self-serve functionality for your insurance policies held with Insurance Advisernet
    The app caters for around 150 IA businesses around the country. In order to tailor the contacts in the app to your adviser, you will need this 3 digit branch code:
    825

    Click your preferred provider to get the app!

    Contact Us

    Want to chat?

  • Marcus Carr

    Marcus has over 5 years experience in general insurance and specialises in providing personal advice to businesses on how to identify risks and adequately cover their assets and liabilities.

    With access to over 100 insurer markets, Marcus is able to recommend the best insurance solution and importantly provide exceptional personal claims service.

    Principal

    AR No. 405126

    (02) 9954 1311

    0455 118 496

    Marcus has over 5 years experience in general insurance and specialises in providing personal advice to businesses on how to identify risks and adequately cover their assets and liabilities.

    With access to over 100 insurer markets, Marcus is able to recommend the best insurance solution and importantly provide exceptional personal claims service.

  • 81 Bath Road,  

    Kirrawee 2232

    Prefer us to contact you? Not a problem!

    Adviser contact

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    Thank you for contacting Bay Insurance Solutions Pty Ltd - Kirrawee! Your message has been sent successfully. One of our skilled Advisers will be in touch with you shortly.
    We are with you every step of the way, call our
    24/7 Emergency Claims Response Line on 1300 831 094
    Click here to Make a Claim