Ford & Associates | Insurance Adviser Canberra
Ford & Associates is an Authorised Representative of Insurance Advisernet, one of Australasia's biggest General Insurance Brokers. Being an Insurance Adviser in Weston our knowledge of the local insurance industry is second to none and our experience in handling insurance for many thousands of customers enables us to provide independent advice you can always trust. It also means you'll benefit from access to unrivalled financial strength, business efficiencies and buying power spanning every major insurer in Australia and New Zealand even access to major overseas insurers if and when required. We specialise in Farm Insurance and Retail Insurance as well as a broad range of insurance products. Ford & Associates services to clients in a wide range of regions including Canberra, Goulburn, Crookwell, Gunning, Yass, Boorowa, Cowra and Cooma.
As your appointed General Insurance Adviser, we will:
- Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities
- Recommend the appropriate insurer to match the risk
- Only recommend financially secure and stable insurers
- Provide alternatives on your risk retention through various excess options
- Allow you to pay premiums in monthly instalments
- Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
Workers compensation insurance
When you manage and own your business there are so many different aspects to juggle. Often, one of the biggest priorities is ensuring a productive and efficient working environment for your employees. Workers compensation is a large component of ensuring that you and your staff are protected for any and all workplace incidents that may occur.
Workers compensation is a form of insurance that offers employees medical and financial compensation for injuries sustained in their workplace environment. It also provides a level of legal protection to employees in addition to financial protection, as workers are unable to take legal action against businesses the have accepted workers compensation from.
While workers compensation may seem like something only high-risk, dangerous businesses should consider, it is actually required under government legislation that all businesses invest in workers compensation for the benefit for the employer and employees. Not only will workers compensation cover the cost of the injury but it can also cover treatment, medical bills and any necessary rehabilitation, ensuring your employee has all the necessary care.
Public liability insurance is a form of insurance that offers businesses and its clients protection from any injuries that occur on the business premises. If you operate a business in which clients visit your office, showroom, store, café or restaurant, then those clients are your responsibility for their duration in your business premises. Public liability insurance provides financial and legal protection against clients that suffer injury or their property suffers damage whilst on your businesses premises.
Because your clients are under your care whilst on your premises, any injuries or damage sustained as a result of negligence is open to legal proceedings against your business. Public liability insurance covers legal costs and bills that are incurred should a client take legal action against your business for negligence. This insurance also covers the medical costs of physical injuries that occur on premises as well as compensation for property damage that occurs on your premises as a result of negligence.