Last updated: December 2025
General Information Only
The information on this website is of a general nature only. It does not take into account your objectives, financial situation or needs, and should not be relied upon as advice. Before acting on any information, you should contact Insurance Advisernet Australia Pty Ltd (“Insurance Advisernet”) on 1300 366 085 or info@iaa.net.au to obtain full details of our products and services, including applicable terms, conditions and fees.
All product information is subject to change at any time without notice.
Transactions
Online transactions submitted through this site are generally acknowledged within 24 hours. Insurance Advisernet is not responsible for unauthorised access, security breaches, delays, errors or failed transactions for any reason.
To the extent permitted by law, Insurance Advisernet accepts no responsibility for any loss, damage, cost or expense arising from any error, omission, inaccuracy or misrepresentation on this site.
Third-Party Content
This site may contain links to third-party websites. Insurance Advisernet does not endorse, approve or guarantee the accuracy of information on linked sites and is not responsible for any products, services or content provided by third parties. Access to third-party sites is provided for your reference and convenience only.
Website Terms & Conditions of Use
By accessing or using this website, you agree to these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the site.
1. Ownership & Intellectual Property
All content on this site, including text, graphics, logos, images, audio, video, data and software is owned by Insurance Advisernet or our content providers and is protected by copyright and other intellectual property laws.
You may download or print one copy of materials for your personal, non-commercial use only. You must not copy, modify, distribute, publish, transmit or sell any material from this site without our prior written consent.
Trademarks and service marks displayed on this site remain the property of Insurance Advisernet or third-party owners. Your use of this site does not grant any licence or right to use those marks.
2. Acceptable Use
You must only use this site for lawful purposes. You must not:
- use the site for any fraudulent, misleading or speculative activity
- upload or transmit unlawful, defamatory, offensive, obscene or harmful material
- attempt to gain unauthorised access to the site or its systems
- use any automated tool to monitor, copy or interfere with site operations
- impose an unreasonable load on our systems
You are responsible for maintaining the confidentiality of any login or account details and are liable for all activities conducted using your credentials.
We may suspend or terminate access to the site at any time without notice.
3. Availability
We take reasonable steps to ensure the site is available; however, we do not guarantee that the site will be uninterrupted, error-free or free from viruses or other harmful components. Scheduled maintenance, outages or technical issues may affect availability.
4. Privacy
Your use of this site is subject to our Privacy Policy. By using the site, you confirm that you have read and agree to the terms of that policy.
5. Warranty Disclaimer
To the maximum extent permitted by law, the site and all content, information and services are provided “as is” and “as available”. Insurance Advisernet and our providers make no warranties or representations regarding:
- accuracy, completeness or timeliness of information
- uninterrupted or secure access
- freedom from errors, defects, viruses or harmful components
- suitability of products, services or information for any purpose
6. Limitation of Liability
To the fullest extent permitted by law, Insurance Advisernet and our providers are not liable for any loss, damage, claim or expense of any kind (including indirect, incidental, special or consequential loss) arising from:
- your use of the site or inability to access it
- reliance on any content or information on the site
- unauthorised access to or alteration of transmissions or data
- errors, omissions, interruptions, delays, viruses or system failures
Nothing in these Terms limits any rights or remedies available under the Australian Consumer Law that cannot be excluded.
7. Indemnity
You agree to indemnify and hold harmless Insurance Advisernet, our directors, employees, contractors and providers from any claim, loss, cost or liability arising from your breach of these Terms, unlawful conduct or misuse of this site.
8. Copyright
Material from this site may not be published, broadcast, redistributed or stored except for personal, non-commercial use. Insurance Advisernet is not liable for delays, inaccuracies, errors or omissions in any material transmitted or displayed on this site.
9. General
- Headings are for reference only and do not affect interpretation.
- These Terms do not create any agency, partnership or employment relationship.
- You must not transfer your rights or obligations under these Terms.
- We may amend these Terms at any time by posting an updated version on the site. Continued use of the site constitutes acceptance of the updated Terms.
- These Terms constitute the entire agreement regarding your use of the site.